福建首个省级普惠型补充医疗保险“八闽保”上线
<div class="wx_rich_media_content" id="jsWxContainer"><section style='color: rgb(62, 62, 62);letter-spacing: 0.5px;line-height: 2;box-sizing: border-box;font-size: 16px;'><section style='text-align: center;margin: 10px 0%;box-sizing: border-box;' powered-by="xiumi.us"><section style='display: inline-block;width: 100%;vertical-align: top;height: auto;border-width: 1px;border-radius: 0px;border-style: none solid solid;border-color: rgb(254, 222, 69) rgb(232, 57, 57) rgb(232, 57, 57);box-sizing: border-box;'><section style='text-align: right;margin-right: 0%;margin-left: 0%;font-size: 0px;justify-content: flex-end;box-sizing: border-box;' powered-by="xiumi.us"><section style='display: inline-block;width: 100%;height: 3px;vertical-align: top;overflow: hidden;background-color: rgb(232, 57, 57);box-sizing: border-box;'><section style='text-align: center;margin-right: 0%;margin-left: 0%;box-sizing: border-box;' powered-by="xiumi.us"><section style='display: inline-block;vertical-align: top;transform: matrix(1, 0, -0.2, 1, 0, 0);border-style: none;border-width: 0px;border-radius: 0px;border-color: rgb(62, 62, 62);background-color: rgba(255, 255, 255, 0);width: 100%;height: auto;box-sizing: border-box;'><section style='margin-right: 0%;margin-left: 0%;box-sizing: border-box;' powered-by="xiumi.us"><section style='display: inline-block;vertical-align: top;transform: matrix(1, 0, -0.2, 1, 0, 0);border-style: none;border-width: 0px;border-radius: 0px;border-color: rgb(62, 62, 62);background-color: rgba(254, 255, 255, 0);width: 100%;height: auto;box-sizing: border-box;'><section style='box-sizing: border-box;' powered-by="xiumi.us"><section style='display: flex;flex-flow: row nowrap;text-align: left;justify-content: flex-start;box-sizing: border-box;'><section style='display: inline-block;vertical-align: top;width: auto;box-shadow: rgb(0, 0, 0) 0px 0px 0px;flex: 0 0 0%;align-self: flex-start;height: auto;box-sizing: border-box;'><section style='box-sizing: border-box;' powered-by="xiumi.us"><section style='text-align: center;display: flex;flex-flow: row nowrap;box-sizing: border-box;'><section style='display: inline-block;width: auto;vertical-align: top;flex: 0 0 0%;height: auto;align-self: flex-start;padding-right: 2px;padding-left: 1px;box-sizing: border-box;'><section style='box-sizing: border-box;' powered-by="xiumi.us"><section style='display: inline-block;width: 3px;height: 55px;vertical-align: top;overflow: hidden;background-color: rgb(255, 255, 255);box-sizing: border-box;'><svg viewBox="0 0 1 1" style='float:left;line-height:0;width:0;vertical-align:top;'></svg></section></section></section></section></section></section><section style='display: inline-block;vertical-align: top;width: auto;flex: 0 0 0%;align-self: flex-start;height: auto;box-sizing: border-box;'><section style='box-sizing: border-box;' powered-by="xiumi.us"><section style='text-align: center;display: flex;flex-flow: row nowrap;box-sizing: border-box;'><section style='display: inline-block;width: auto;vertical-align: top;flex: 0 0 0%;height: auto;align-self: flex-start;padding-right: 2px;padding-left: 1px;box-sizing: border-box;'><section style='box-sizing: border-box;' powered-by="xiumi.us"><section style='display: inline-block;width: 3px;height: 55px;vertical-align: top;overflow: hidden;background-color: rgb(62, 62, 62);box-sizing: border-box;'><svg viewBox="0 0 1 1" style='float:left;line-height:0;width:0;vertical-align:top;'></svg></section></section></section></section></section></section><section style='display: inline-block;vertical-align: top;width: auto;flex: 0 0 0%;align-self: flex-start;height: auto;box-sizing: border-box;'><section style='box-sizing: border-box;' powered-by="xiumi.us"><section style='text-align: center;display: flex;flex-flow: row nowrap;box-sizing: border-box;'><section style='display: inline-block;width: auto;vertical-align: top;flex: 0 0 0%;height: auto;align-self: flex-start;padding-right: 2px;padding-left: 1px;box-sizing: border-box;'><section style='box-sizing: border-box;' powered-by="xiumi.us"><section style='display: inline-block;width: 3px;height: 55px;vertical-align: top;overflow: hidden;background-color: rgb(62, 62, 62);box-sizing: border-box;'><svg viewBox="0 0 1 1" style='float:left;line-height:0;width:0;vertical-align:top;'></svg></section></section></section></section></section></section><section style='display: inline-block;vertical-align: top;width: auto;flex: 0 0 0%;align-self: flex-start;height: auto;box-sizing: border-box;'><section style='box-sizing: border-box;' powered-by="xiumi.us"><section style='text-align: center;display: flex;flex-flow: row nowrap;box-sizing: border-box;'><section style='display: inline-block;width: auto;vertical-align: top;flex: 0 0 0%;height: auto;align-self: flex-start;padding-right: 2px;padding-left: 1px;box-sizing: border-box;'><section style='box-sizing: border-box;' powered-by="xiumi.us"><section style='display: inline-block;width: 3px;height: 55px;vertical-align: top;overflow: hidden;background-color: rgb(62, 62, 62);box-sizing: border-box;'><svg viewBox="0 0 1 1" style='float:left;line-height:0;width:0;vertical-align:top;'></svg></section></section></section></section></section></section></section></section></section></section></section></section></section></section><section style='display: inline-block;width: 100%;vertical-align: top;padding: 10px 15px;box-sizing: border-box;' powered-by="xiumi.us"><section style='text-align: justify;font-size: 14px;color: rgb(79, 79, 79);line-height: 2;box-sizing: border-box;' powered-by="xiumi.us"><p style='box-sizing: border-box;'>9月22日，“八闽保”发布会在福州西湖宾馆举办，来自福建省地方金融监督管理局、福建省医疗保障局、福建省农业农村厅、中国邮政福建公司、福建广电网络集团等相关单位领导，以及媒体代表到场，共同见证了<strong style='box-sizing: border-box;'><span style='color: rgb(232, 57, 57);box-sizing: border-box;'>福建首个省级普惠型补充医疗保险——“八闽保”</span></strong>上线。</p></section></section></section></section><section style='text-align: center;margin-top: 10px;margin-bottom: 10px;box-sizing: border-box;' powered-by="xiumi.us"><section style='max-width: 100%;vertical-align: middle;display: inline-block;line-height: 0;width: 95%;height: auto;box-sizing: border-box;'><span class="wxart_image" wx-style='display:inline-block;vertical-align: middle;width: 100%;box-sizing: border-box;'></span></section></section><section style='text-align: center;justify-content: center;margin-right: 0%;margin-bottom: 15px;margin-left: 0%;box-sizing: border-box;' powered-by="xiumi.us"><section style='display: inline-block;width: 95%;vertical-align: top;height: auto;box-sizing: border-box;'><section style='text-align: justify;font-size: 14px;line-height: 2;box-sizing: border-box;' powered-by="xiumi.us"><p style='box-sizing: border-box;'><strong style='box-sizing: border-box;'><span style='color: rgb(232, 57, 57);box-sizing: border-box;'>“八闽保”是专门针对福建省基本医保参保人群（除厦门外）定制</span></strong><strong style='box-sizing: border-box;'><span style='color: rgb(232, 57, 57);box-sizing: border-box;'>的普惠型商业健康险产品</span></strong>，有效衔接了基本医疗保险，具有准入门槛低、保障范围广等特性，较好地填补了在基本医疗保险与商业健康险过渡地带的空缺，<strong style='box-sizing: border-box;'><span style='color: rgb(232, 57, 57);box-sizing: border-box;'>是福建多层次医疗保障体系的补充，</span></strong><strong style='box-sizing: border-box;'><span style='color: rgb(232, 57, 57);box-sizing: border-box;'>对缓解我省广大人民群众大额医疗费用支出、提升福建医疗保障水平具有重要意义。</span></strong></p></section></section></section><section style='text-align: center;justify-content: center;margin-right: 0%;margin-bottom: 15px;margin-left: 0%;box-sizing: border-box;' powered-by="xiumi.us"><section style='display: inline-block;width: 95%;vertical-align: top;height: auto;box-sizing: border-box;'><section style='text-align: justify;font-size: 14px;line-height: 2;box-sizing: border-box;' powered-by="xiumi.us"><p style='box-sizing: border-box;'>即日起，凡是福建省基本医疗保险参保人（除厦门外）且为在保状态，不限年龄和职业，无需体检，均可直接投保。市民可通过<strong style='box-sizing: border-box;'><span style='color: rgb(232, 57, 57);box-sizing: border-box;'>微信搜索“八闽保”在线投保，投保截止时间为2020年12月31日</span></strong>。</p></section></section></section><section style='text-align: center;margin-top: 10px;margin-bottom: 10px;box-sizing: border-box;' powered-by="xiumi.us"><section style='max-width: 100%;vertical-align: middle;display: inline-block;line-height: 0;width: 95%;height: auto;box-sizing: border-box;'><span class="wxart_image" wx-style='display:inline-block;vertical-align: middle;width: 100%;box-sizing: border-box;'></span></section></section><section style='text-align: center;margin-top: 10px;margin-bottom: 10px;box-sizing: border-box;' powered-by="xiumi.us"><br></section><section style='box-sizing: border-box;' powered-by="xiumi.us"><section style='display: flex;flex-flow: row nowrap;margin: 15px 0% 10px;text-align: center;justify-content: center;box-sizing: border-box;'><section style='display: inline-block;vertical-align: top;width: auto;align-self: flex-start;flex: 0 0 0%;height: auto;box-sizing: border-box;'><section style='font-size: 0px;transform: translate3d(6px, 0px, 0px);margin-top: -8px;margin-right: 0%;margin-left: 0%;box-sizing: border-box;' powered-by="xiumi.us"><section style='display: inline-block;width: 14px;height: 24px;vertical-align: top;overflow: hidden;background-color: rgb(224, 70, 70);box-shadow: rgb(255, 255, 255) 0px 0px 0px;border-style: solid;border-width: 3px;border-radius: 0px;border-color: rgb(255, 255, 255);box-sizing: border-box;'><svg viewBox="0 0 1 1" style='float:left;line-height:0;width:0;vertical-align:top;'></svg></section></section></section><section style='display: inline-block;vertical-align: top;width: auto;background-color: rgb(246, 246, 246);flex: 0 0 auto;align-self: flex-start;min-width: 10%;max-width: 100%;height: auto;box-shadow: rgb(0, 0, 0) 0px 0px 0px;box-sizing: border-box;'><section style='transform: translate3d(4px, 0px, 0px);-webkit-transform: translate3d(4px, 0px, 0px);-moz-transform: translate3d(4px, 0px, 0px);-o-transform: translate3d(4px, 0px, 0px);box-sizing: border-box;' powered-by="xiumi.us"><section style='text-align: justify;padding-right: 17px;padding-left: 17px;color: rgb(232, 57, 57);letter-spacing: 1px;line-height: 2;box-sizing: border-box;'><p style='box-sizing: border-box;'><strong style='box-sizing: border-box;'>衔接医保准入门槛低、保障范围广</strong></p></section></section></section></section></section><section style='box-sizing: border-box;' powered-by="xiumi.us"><p style='box-sizing: border-box;'><br style='box-sizing: border-box;'></p></section><section style='text-align: center;justify-content: center;margin-right: 0%;margin-bottom: 15px;margin-left: 0%;box-sizing: border-box;' powered-by="xiumi.us"><section style='display: inline-block;width: 95%;vertical-align: top;height: auto;box-sizing: border-box;'><section style='text-align: justify;font-size: 14px;line-height: 2;box-sizing: border-box;' powered-by="xiumi.us"><p style='box-sizing: border-box;'>据国家医保局公布的数据，2019年我国职工医保实际住院费用基金支付75.6%；居民医保实际住院费用基金支付59.7%，再加上罹患大病患者需要使用较大比例的目录外的药品和诊疗项目，个人医疗费用负担仍然较重，不少家庭存在“因病致贫”的风险。</p></section></section></section><section style='text-align: center;justify-content: center;margin-right: 0%;margin-bottom: 15px;margin-left: 0%;box-sizing: border-box;' powered-by="xiumi.us"><section style='display: inline-block;width: 95%;vertical-align: top;height: auto;box-sizing: border-box;'><section style='text-align: justify;font-size: 14px;line-height: 2;box-sizing: border-box;' powered-by="xiumi.us"><p style='box-sizing: border-box;'>作为医保的有效补充，“八闽保”通过紧密衔接福建省各地市的基本医保政策，聚焦大额医疗费用保障，对于减轻患者医疗费用负担具有重大意义。<strong style='box-sizing: border-box;'><span style='color: rgb(232, 57, 57);box-sizing: border-box;'>参保人每年仅需69元，即可获得最高250万元的保障额度，</span></strong><strong style='box-sizing: border-box;'><span style='color: rgb(232, 57, 57);box-sizing: border-box;'>对目录内高额医疗费用、部分目录外25种高额特定药品费用提供累计250万元的保障。</span></strong></p></section></section></section><section powered-by="xiumi.us" style='margin-top: 10px; margin-bottom: 10px; text-align: center; box-sizing: border-box;'><section style='max-width: 100%;vertical-align: middle;display: inline-block;line-height: 0;width: 231.111px;height: auto;box-sizing: border-box;'><span class="wxart_image" wx-style='display:inline-block;vertical-align: middle;width: 231.111px;box-sizing: border-box;'></span></section></section><section powered-by="xiumi.us" style='text-align: center; font-size: 14px; color: rgb(232, 57, 57); box-sizing: border-box;'><p style='box-sizing: border-box;'><strong style='box-sizing: border-box;'><strong style='box-sizing: border-box;'>长按识别二维码</strong>立即参保</strong></p><p style='box-sizing: border-box;'><strong style='box-sizing: border-box;'><br></strong></p></section><section style='text-align: center;justify-content: center;margin-right: 0%;margin-bottom: 15px;margin-left: 0%;box-sizing: border-box;' powered-by="xiumi.us"><section style='display: inline-block;width: 95%;vertical-align: top;height: auto;box-sizing: border-box;'><section style='text-align: justify;font-size: 14px;line-height: 2;box-sizing: border-box;' powered-by="xiumi.us"><p style='box-sizing: border-box;'>相比于普通商业医疗险，“八闽保”扩大了保险可覆盖的人群和保障范围，不设年龄、职业，不排除既往症等参保前置条件，福建省基本医疗保险参保人（除厦门外）均可自愿参保。“八闽保”涵盖150万元的住院医疗保障以及100万元的特药保障，住院医疗保障针对医保目录内住院医疗发生的且经基本医保赔付后个人需自付的费用，医保目录内住院费用和特药责任共享免赔额2万元，超过2万元的部分，按80%比例赔付；特定高额药品费用针对医保目录外纯自费的25种药品和治疗手段，适用的疾病包括治疗肺癌、肝癌、卵巢癌、乳腺癌等恶性肿瘤，除投保前已患的4类重大病症外，均可理赔。</p></section></section></section><section style='text-align: center;justify-content: center;margin-right: 0%;margin-bottom: 15px;margin-left: 0%;box-sizing: border-box;' powered-by="xiumi.us"><section style='display: inline-block;width: 95%;vertical-align: top;height: auto;box-sizing: border-box;'><section style='text-align: justify;font-size: 14px;line-height: 2;box-sizing: border-box;' powered-by="xiumi.us"><p style='box-sizing: border-box;'>此外，“八闽保”还为参保人提供健康资讯、健康档案、健康问卷、自助预约挂号、OTC药品在线购买等多样化的健康服务。通过保障叠加，让更多福建人享受到普惠型医疗补充保险带来的实惠、便利，为个人及家庭构筑更全面的健康“保护伞”，缓解“因病致贫”“因病返贫”风险。</p></section></section></section><section style='box-sizing: border-box;' powered-by="xiumi.us"><p style='box-sizing: border-box;'><br style='box-sizing: border-box;'></p></section><section style='box-sizing: border-box;' powered-by="xiumi.us"><section style='display: flex;flex-flow: row nowrap;margin: 15px 0% 10px;text-align: center;justify-content: center;box-sizing: border-box;'><section style='display: inline-block;vertical-align: top;width: auto;align-self: flex-start;flex: 0 0 0%;height: auto;box-sizing: border-box;'><section style='font-size: 0px;transform: translate3d(6px, 0px, 0px);margin-top: -8px;margin-right: 0%;margin-left: 0%;box-sizing: border-box;' powered-by="xiumi.us"><section style='display: inline-block;width: 14px;height: 24px;vertical-align: top;overflow: hidden;background-color: rgb(224, 70, 70);box-shadow: rgb(255, 255, 255) 0px 0px 0px;border-style: solid;border-width: 3px;border-radius: 0px;border-color: rgb(255, 255, 255);box-sizing: border-box;'><svg viewBox="0 0 1 1" style='float:left;line-height:0;width:0;vertical-align:top;'></svg></section></section></section><section style='display: inline-block;vertical-align: top;width: auto;background-color: rgb(246, 246, 246);flex: 0 0 auto;align-self: flex-start;min-width: 10%;max-width: 100%;height: auto;box-shadow: rgb(0, 0, 0) 0px 0px 0px;box-sizing: border-box;'><section style='transform: translate3d(4px, 0px, 0px);-webkit-transform: translate3d(4px, 0px, 0px);-moz-transform: translate3d(4px, 0px, 0px);-o-transform: translate3d(4px, 0px, 0px);box-sizing: border-box;' powered-by="xiumi.us"><section style='text-align: justify;padding-right: 17px;padding-left: 17px;color: rgb(232, 57, 57);letter-spacing: 1px;line-height: 2;box-sizing: border-box;'><p style='box-sizing: border-box;'><strong style='box-sizing: border-box;'>覆盖全省助力多层次医疗保障体系建设</strong><br style='box-sizing: border-box;'></p></section></section></section></section></section><section style='box-sizing: border-box;' powered-by="xiumi.us"><p style='box-sizing: border-box;'><br style='box-sizing: border-box;'></p></section><section style='text-align: center;justify-content: center;margin-right: 0%;margin-bottom: 15px;margin-left: 0%;box-sizing: border-box;' powered-by="xiumi.us"><section style='display: inline-block;width: 95%;vertical-align: top;height: auto;box-sizing: border-box;'><section style='text-align: justify;font-size: 14px;line-height: 2;box-sizing: border-box;' powered-by="xiumi.us"><p style='box-sizing: border-box;'>今年，我国银保监会等十三部委发布了《关于促进社会服务领域商业保险发展的意见》、《关于深化医疗保障制度改革的意见》，鼓励各保险机构扩大商业健康保险供给，提高重特大疾病和多元医疗需求保障水平，促进多层次医疗保障体系发展。</p></section></section></section><section style='text-align: center;justify-content: center;margin-right: 0%;margin-bottom: 15px;margin-left: 0%;box-sizing: border-box;' powered-by="xiumi.us"><section style='display: inline-block;width: 95%;vertical-align: top;height: auto;box-sizing: border-box;'><section style='text-align: justify;font-size: 14px;line-height: 2;box-sizing: border-box;' powered-by="xiumi.us"><p style='box-sizing: border-box;'>在平安集团与福州市委、市政府签署战略合作框架协议的契机下，福州市普惠型补充医疗保险“榕城保”自今年7月31日发售以来，得到了福建省委和省政府领导的充分肯定。全省号召具备条件的地市金融局借鉴“榕城保”的成功经验，积极推进平安普惠型补充医疗保险产品在当地落地、推广，让更多的福建市民能享有该普惠保障。</p></section></section></section><section style='text-align: center;margin-top: 10px;margin-bottom: 10px;box-sizing: border-box;' powered-by="xiumi.us"><section style='max-width: 100%;vertical-align: middle;display: inline-block;line-height: 0;width: 95%;height: auto;box-sizing: border-box;'><span class="wxart_image" wx-style='display:inline-block;vertical-align: middle;width: 100%;box-sizing: border-box;'></span></section></section><section style='text-align: center;justify-content: center;margin-right: 0%;margin-bottom: 15px;margin-left: 0%;box-sizing: border-box;' powered-by="xiumi.us"><section style='display: inline-block;width: 95%;vertical-align: top;height: auto;box-sizing: border-box;'><section style='text-align: justify;font-size: 14px;line-height: 2;box-sizing: border-box;' powered-by="xiumi.us"><p style='box-sizing: border-box;'>在这个背景下，为健全福建多层次医疗保障体系，切实减轻市民医疗费用负担，平安集团响应福建省委、省政府和各级政府部门的指示，将“榕城保”升级为“八闽保”，进一步扩大普惠医疗补充保险覆盖面，通过权责清晰、保障适度、保费亲民的普惠型补充医疗保险，和更为全面、优质的保障服务，充分满足福建省基本医疗保险参保人群（除厦门外）的医疗保障差异化需求，在助力构建多层次医疗保障体系、推进健康扶贫工作上发挥重要作用，全面提升福建医疗保障水平。</p></section></section></section><section style='text-align: center;justify-content: center;margin-right: 0%;margin-bottom: 15px;margin-left: 0%;box-sizing: border-box;' powered-by="xiumi.us"><section style='display: inline-block;width: 95%;vertical-align: top;height: auto;box-sizing: border-box;'><section style='text-align: justify;font-size: 14px;line-height: 2;box-sizing: border-box;' powered-by="xiumi.us"><p style='box-sizing: border-box;'>为了进一步巩固脱贫攻坚成果，充分发挥医疗补充保险在健康扶贫中的优势作用，接下来，平安养老保险福建分公司还将联合福建省农业农村厅向各地市脱贫易返贫对象进行“八闽保”公益捐赠。</p></section></section></section><section style='text-align: center;justify-content: center;margin-right: 0%;margin-bottom: 25px;margin-left: 0%;box-sizing: border-box;' powered-by="xiumi.us"><section style='display: inline-block;width: 95%;vertical-align: top;height: auto;box-sizing: border-box;'><section style='text-align: justify;font-size: 14px;line-height: 2;box-sizing: border-box;' powered-by="xiumi.us"><p style='box-sizing: border-box;'>“八闽保”的集中参保期为2020年9月22日-2020年12月31日，保险生效时间为2021年1月1日，保险期限为一年，市民可关注微信公众号了解详情。</p></section></section></section></section><p>转载声明：本文转载自「八闽保」，搜索「gh_8f3fa760b4e8」即可关注，[<a target="_blank" href="https://mp.weixin.qq.com/s/NIjywCtbxi0zFGcdbH_ebg">阅读原文</a>]。</p></div><p></p>
页:
[1]